Looking to unlock the true potential of your savings? Try our cutting-edge FD Calculator – your all-in-one tool to estimate Fixed Deposit maturity, plan recurring deposits and withdrawals, and visualize your long-term returns with absolute clarity. Whether you want to maximize profit, compare different compounding options, or manage your money smarter, this calculator gives you accurate results in seconds – plus, you can download, share, or analyze your year-wise FD growth for free.
Fixed Deposit (FD) Calculator
- Compound FD: Maturity = P × (1 + r/n)nt + PMT × [((1 + r/n)nt – 1) / (r/n)] – W × [((1 + r/n)nt – 1) / (r/n)]
- Simple FD: Maturity = P + (P × r × t) + (PMT – W) × t
- Forex Compound: Same as Compound, final value multiplied by a forex multiplier (default 1.1)
- Principal: Your FD deposit amount.
- Recurring Deposit/Withdraw: Many FDs allow top-up or partial withdrawal. Enter those here if needed.
- Maturity: The amount you will get after full tenure including interest.
- Forex Compound: For FDs in foreign currency with currency gain simulation.
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Why Use an FD Calculator?
A Fixed Deposit (FD) is one of the safest ways to grow your money, but calculating your exact maturity amount can be tricky—especially with options like monthly contributions, partial withdrawals, flexible compounding, and foreign currency returns. Our FD Calculator makes it easy to see the impact of every option before you invest.
Key Features of This FD Calculator
- Choose Your Calculation Type: Switch instantly between Compound Interest, Simple Interest, and Forex FD calculation—ideal for Indian and international FDs.
- Flexible Interest Rate Input: Enter your FD’s interest rate as yearly, quarterly, monthly, weekly, or even daily—the tool does all the conversions for you.
- Multiple Currencies Supported: Calculate your FD in ₹ Rupees, $ USD, € Euros, or £ Pounds—the choice is yours.
- Recurring Deposits & Withdrawals: Add or remove money in every period (monthly/quarterly/yearly) and see how it affects your final maturity amount.
- Compounding Frequency: Select annual, semi-annual, quarterly, or monthly compounding for precise, realistic projections.
- Instant Yearly Breakdown: View your FD’s growth year by year, including interest earned, deposits, withdrawals, and closing balance.
- Share & Download Results: Copy your result, download as PDF, or share instantly on WhatsApp, Twitter, or Facebook.
- Mobile Friendly & Free: Fast, easy, and fully responsive—no registration needed!
How to Calculate Your FD Maturity Value
- Step 1: Enter your principal FD amount, select interest rate and its period (e.g., 7% yearly or 2% quarterly).
- Step 2: Set your FD tenure in years and choose compounding frequency.
- Step 3: (Optional) Add recurring deposit or withdrawal values and their frequency.
- Step 4: Click ‘Calculate’—get instant summary and detailed growth table.
Who Should Use This FD Calculator(Fixed Deposit Calculator)?
- Bank customers & savers: Anyone planning a new FD or already invested.
- Financial planners & students: Comparing banks, schemes, or planning for the future.
- NRI and international investors: Calculate forex FDs with automatic currency and rate simulation.
- Tax planning: Easily estimate interest earned and maturity value for compliance.
Pro Tips to Get Accurate Results
- Ensure compounding frequency and interest rate period match your actual FD terms.
- Use recurring deposit fields if you plan regular top-ups.
- Choose withdrawal options for flexible or sweep-in FDs.
- For currency FDs, use the Forex option and check real-time exchange rates if needed.
- See the RBI’s official site for interest rate updates.
- For more information, you can explore Wikipedia.
Start planning your FD investment strategy right now—use this advanced Fixed Deposit Calculator, get clarity on returns, and make smarter, risk-free financial decisions. Calculate, share, and download your results instantly – it’s 100% free and works for all FD types!
If you want to invest in a profitable FD, we can suggest you fill out the form for more Information