India is the world’s second-largest gold consumer, with households holding an estimated 23,000+ tonnes — more than any country’s central bank reserves (World Gold Council, 2025). This hub covers live city rates for 30+ cities, purity explained, making charges, GST, investment options, and free gold calculators.
Live Gold Rates — All Cities in India
Gold rates are based on MCX spot prices and updated daily. Rates vary slightly by city due to local state taxes and jeweller margins. Select your city below.
Major Metro Cities
Tier 2 and Tier 3 Cities
Gold Purity Guide — 24K vs 22K vs 18K
| Karat | Purity % | BIS Hallmark | Best Used For |
|---|---|---|---|
| 24K | 99.9% | 999 | Investment — coins, bars, gold ETFs |
| 22K | 91.6% | 916 | Jewellery — standard for India (harder, durable) |
| 18K | 75.0% | 750 | Diamond-studded jewellery, modern designs |
| 14K | 58.3% | 585 | Western-style jewellery, affordable pieces |
For BIS hallmarking details and how to verify gold at home: Gold Purity and the Karat System — Complete Guide
Gold Buying Guides
Handcrafted: 15-25% of gold value. Machine-made: 6-14%. Formula, city-wise averages, and how to negotiate with jewellers.
Read Guide →3% GST on gold value + 5% on making charges. On Rs 50,000 gold: pay Rs 1,750 total GST. Complete breakdown with worked examples.
Read Guide →24K = 99.9% pure, 22K = 91.6%, 18K = 75%. BIS hallmarking explained. How to verify gold purity before buying.
Read Guide →Earth’s crust has 0.004 ppm gold. India holds 23,000+ tonnes. Gold melts at 1,064 degrees C. Test your knowledge with 25 verified facts.
Take Quiz →Gold Investment Options in India — Compared
RBI-issued. 2.5% annual interest + gold price gain. Tax-free on maturity (8 years). Best for long-term. Minimum: 1 gram. Available via banks, stock exchanges.
Traded on NSE/BSE like stocks. No storage cost. Expense ratio: 0.5-1%. 1 unit approximately equals 1 gram of gold. Needs demat account.
Buy from Re 1 on Paytm, PhonePe, Google Pay. SEBI regulated via MMTC-PAMP, SafeGold, Augmont. No storage risk. Can convert to physical.
24K BIS hallmarked. Available at banks, India Post, jewellers. Storage and insurance costs apply. Buy only BIS 999 stamped coins.
For Zakat calculation on gold holdings: Calculate Zakat on Gold India — Nisab Threshold and Calculator
Free Gold Calculators
Calculate total jewellery price with making charges and GST included.
Use Free Tool →Convert between 24K, 22K, 18K and 14K gold prices instantly.
Use Free Tool →Calculate 2.5% Zakat on gold above nisab threshold (87.48 grams).
Use Free Tool →Frequently Asked Questions
Data sources: World Gold Council (2025), MCX, RBI, Bureau of Indian Standards. Gold prices are indicative — verify current rates on your city page before making any purchase or investment decision. Last verified: September 2026.